Built for investors in the EU

Investing, explained for European investors

Most investing advice online is written for Americans. We cover what actually applies to you: brokers available in the EU, UCITS ETFs, MiFID II protection, euro-denominated planning — and the numbers to back every decision.

Compare brokers Start here — free guide
11financial calculators
125+stocks, indexes & cryptos tracked
6brokers compared in depth
€0no sign-up, ever
Free tools

Plan every euro before you commit it

Every tool runs in your browser with live charts — no registration, no email, and your numbers never leave your device. Start with the three most used, or browse the full collection.

Compound Interest Calculator

See how a starting sum plus monthly investing grows over 10, 20 or 30 years — and why the last decade of compounding does most of the work.

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FIRE Calculator

Your financial-independence number, and how many years of saving it takes to reach it at your current pace — with the 4% rule explained.

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Mortgage Calculator

Monthly payment and lifetime interest for an annuity mortgage in euros — plus what happens to the payment if rates rise.

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Browse all 11 calculators → — savings goals, personal loans, early repayment, term deposits, the S&P 500, budgeting and inflation.

Historical returns

“What if I had invested in…?”

Pick any of 125+ stocks, indexes and cryptocurrencies and see what an investment made 5, 10 or 20 years ago actually became — dividends reinvested, charted, and compared against the S&P 500.

Stock

Apple (AAPL)

$1,000 at the start of 2006 grew more than 130-fold. See the full history since 1985, crashes included.

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Index

S&P 500

The world's most-watched index has averaged about 10% a year for a century — with brutal detours. See any period since 1993.

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Crypto

Bitcoin (BTC)

The most volatile major asset of the era. See what any starting month since 2014 turned into — peaks, drawdowns and all.

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Also popular: Tesla, Nvidia, Nasdaq 100, MSCI World, gold and Nokia — or browse all 125 assets →

Guides & comparisons

The Europe-specific knowledge that actually matters

No 401(k)s, no Roth IRAs, no US-only funds. Practical guides written for people investing in euros under EU rules — updated for 2026.

Best Trading Platforms in Europe

Interactive Brokers, DEGIRO, Trade Republic, Trading 212, XTB and eToro compared on fees, regulation and product range — and who each one actually suits.

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How to Start Investing in Europe

The five-step beginner's path: foundation first, a regulated broker, UCITS ETFs, an automated monthly plan, and your country's taxes.

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Best ETFs for European Investors

Why accumulating UCITS ETFs are the European default, what MSCI World and FTSE All-World actually contain, and how to verify a fund before buying.

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Why trust this site

Independent, transparent, and built on data

EU rules, not US assumptions

Everything here starts from the European reality: MiFID II investor protection, UCITS funds, national deposit guarantee schemes and PRIIPs documents — the rules that apply to your money, explained in plain language.

Numbers first

Our return pages are built from decades of monthly market data with dividends reinvested, and every calculator shows its assumptions. We show the crashes and lost decades, not just the averages.

Honest about how we earn

Some links to brokers are affiliate links: if you open an account through them, we may earn a commission at no cost to you. It never changes a ranking, and we say so on every page where it applies.

Common questions

Frequently asked questions

How do I start investing in Europe?

Clear expensive debt and build an emergency fund first, then open an account with an EU-regulated broker, choose a broad low-cost UCITS index ETF, and automate a monthly investment. Our step-by-step guide walks through each stage — including the taxes, which are the one genuinely country-specific part.

Which broker is best for European investors?

It depends on how you invest. eToro is the easiest start for beginners with 0% commission stocks and copy trading, Interactive Brokers offers the widest markets and lowest fees for serious investors, DEGIRO suits low-cost buy-and-hold, and Trade Republic or Trading 212 are the easiest for automated monthly ETF plans. See the full broker comparison for fees, regulation and verdicts.

Are the calculators really free?

Yes — every tool runs entirely in your browser with no sign-up and no email. The numbers you enter are never sent anywhere. The site earns revenue through clearly marked affiliate links instead, which never affect the tools or rankings.

Is any of this financial advice?

No. Everything on StockBonkers is educational: general information, comparisons and illustrative calculators. It is not investment advice or a personal recommendation, and historical returns are never a guarantee of future performance. For decisions about your specific situation, consult a licensed advisor in your country.